Accounts
How do I open an account?
Choose Open account and follow the steps. You will be asked for personal details, employment information, a photo ID and a selfie, security questions, and a transaction PIN.
How do I log in and reset my password?
Use Log in at the top of any page. If you have forgotten your password, choose Forgot password and we will email you a secure reset link.
Why can I not access some features?
Some features need your identity and profile to be fully verified. If your account has been restricted, contact us and we will explain what is needed.
Cards
How do I apply for a card?
Sign in to your account, open Cards, pick the card that suits you and submit the short application. We will email you about the outcome.
What should I do if my card is lost or stolen?
Contact us immediately so the card can be blocked. Do not wait: the sooner we know, the sooner we can protect your money.
Transfers
How do I send money?
From your dashboard choose Transfer, then pick local or international, add the beneficiary and confirm with your PIN.
How long do transfers take?
Timing depends on the destination, the amount and any checks we need to complete. You can follow every payment in your transaction history.
Why was my transfer paused or declined?
We sometimes review payments to protect you and meet legal requirements. If we need more information we will tell you how to provide it.
Loans
How do I apply for a loan or mortgage?
Open the Loans or Mortgage page, check the options and start an application. You can save your progress and come back.
What do you look at when I apply?
Typically your income, existing commitments, credit history and the purpose and size of the loan.
Security
How do you protect my account?
Security questions, a transaction PIN, identity verification and monitoring for unusual activity all work together to keep your account safe.
Will you ever ask for my full PIN or password?
Never. If someone asks for it, even if they say they are from the bank, do not share it and contact us.
Support
How can I contact you?
Use the Contact page to send us a message. For anything urgent about a card or a payment, say so in the subject line.