Log in Open account →
Personal Cards Loans Mortgage Business Invest Pricing Help CompanyAbout us Insights blog Careers Contact AccountLog inOpen account
Insights/Payments
Payments · January 29, 2026 · 4 min read

International transfers: what to check before you send

Sending money abroad has more moving parts than a local payment. A few minutes of checking up front saves days of chasing later.

Confirm the beneficiary details

Check the name, account number and bank identifier with the person you are paying, using a channel you trust. A single wrong digit can delay or misdirect a payment.

Understand the cost and timing

Look at the exchange rate, any fees, and the expected arrival window before you confirm. Public holidays in either country can add time.

Keep a record

Save the confirmation and reference number. If something goes wrong, those details help us trace the payment quickly.

General information only, not personal financial advice.

Ready when you are

Let’s get you started.