Mixing personal and business money is the fastest way to make bookkeeping painful. A dedicated business account fixes most of it on day one.
Keep everything in one place
Receive payments, pay suppliers and set money aside for tax from the same account, so your statements tell the whole story.
Make reconciling a weekly habit
Ten minutes each week matching payments to invoices is far easier than a whole month at once.
Plan for the quiet months
Hold a buffer that covers a few weeks of costs. It turns a slow month into an inconvenience, not a crisis.
General information only, not personal financial advice.